Empowering Homeownership
According to real estate leaders and government housing agencies, high-quality housing counseling and education are essential for a positive homeownership experience. Housing is vital in most communities, providing a sense of place and supporting basic needs for a sustainable lifestyle.
At Prairie View A&M University Extension Community & Economic Development (CED) unit, we understand that owning a home is crucial to building and maintaining community wealth. Our dedicated CED team offers FREE hands-on assistance, outreach, and education to help individuals and communities build or sustain wealth through homeownership programs and workshops.
CED Homeownership Education Programs
Our mission is simple: “Promote and Advance Successful Homeownership” through evidence-based programming focusing on financial literacy and homeownership education. Buying a house for the first time or preserving a home can be challenging; therefore, we encourage you to participate in our FREE homeownership programs and workshops.
Core Programs & Workshops
- The Art of Homeownership Annual Housing Fair “Connecting People and Real Estate Professionals”
- Freddie Mac Credit Smart Program
- Homeowner Education
- Disaster Preparedness
- USDA Rural Development 502/504 Rural Home Loans & Repair Grants (Direct Program)
Every journey to homeownership is unique. Our programs help homebuyers and renters understand the complex home-buying process, prepare their finances, and improve their credit for successful homeownership.
Benefits of CED Homeownership Programs & Assistance
- Access and information to repair loans and grants
- Information on available down-payment assistance programs
- Certified Credit Smart Education and Counseling
- Certified Packaging Services for USDA Rural Development 502/504 Rural Home Loans & Repair Grants (Direct program)
- Low or no down payment required
- Low to no closing costs
- Private Mortgage Insurance (PMI) is not required
Homeownership Done Right Success Stories & Testimonials
The Jones home purchase yielded 40K in equity before stepping foot into their new home with a 2.75% interest rate. “Since starting the process, Eisha (Liberty County CED Extension Agent) put us on a strict budget. We paid off all our debt in the process, and we are grateful she made it possible for our family to purchase a home of our own”. – The Jones Family, First-time homebuyers
What seems like a nightmare turned into a blessing of $9,960 in a down-payment and closing cost assistance. The Sanders family started their quest for homeownership by reaching out to Nate Peterson (CED Program Specialist). After a few counseling and educational sessions, the family organized their finances, eliminated significant debt, and increased their savings to prepare for homeownership. As a result, the family secured a low-interest rate and bought a newly constructed home. “Nate was patient and knowledgeable about the home buying process, and he was our go-to source for reliable information and resources. Without his motivation and help, we would have given up throughout this challenging process.” The Sanders Family, First-time homebuyers
GET MORE INFORMATION
Get more information here:
The Community & Economic Development (CED) unit believes that the journey to homeownership needs to be accessible. Homeownership education provides general instruction to increase your knowledge of the homebuying process. Complete our CED Community Insight Survey, and a member of our team will contact you for more information and program details.