Summer Semester Requirements

Summer financial aid is extremely limited.  Some students may have remaining federal aid (Subsidized/Unsubsidized Loans or Pell Grant) that was NOT used in full during the Fall 2018 and Spring 2019 semesters.  Institutional aid may be awarded based upon availability of funding.

If you plan to take summer courses and would like to be considered for financial aid, make sure you have completed the following:

  • Have filled out the 2018-2019 Free Application for Federal Student Aid (FAFSA). If you have received financial aid for the Fall/Spring semesters before summer, you will not need to complete a new FAFSA to receive summer financial aid.
  • Continue to maintain Satisfactory Academic Progress.
  • Enroll at least half-time for one summer session, or at least half-time over the period of both summer sessions combined.
  • Submit a loan increase form to request remaining eligibility of Direct Loans.


Summer Enrollment Requirements

  Full Time Three Quarters Time Half-Time Less Than Half Time
Undergraduate 12+ hours 9-11 hours 6-8 hours 1-5 hours
Graduate/Doctoral 6+ hours 4-5 hours 3 hours 1-2 hours


Pell Grants for Summer

Effective in the 2017-2018 award year, funding for the Year-Round Pell has been reinstated. This means that students can receive additional Pell for summer terms within the academic year. This can allow you to stay on track for graduation or even to complete your bachelor’s degree early. However, to earn additional Pell Grant you have to be registered for at least six credits during the summer.

The program is known as Year-Round Pell and students may receive a Pell Grant for up to 150 percent of their scheduled award. For example, if you are awarded $6,095 for the year, then under the Year Round Pell program students may receive up to $3,047 for attending college in the summer depending on the enrollment status.


To be eligible for a summer Pell Grant, you must:

  • Have completed a 2018-2019 FAFSA
  • Have an eligible EFC number
  • In most cases, there is a requirement to enroll at least half-time (6+ credits)
  • Complete any unsatisfied requirements
  • Be meeting Satisfactory Academic Progress (SAP)
  • Have lifetime Pell Grant eligibility remaining

Important Facts to Note!

  • Pell Grant alone is not enough to cover the full cost of attending classes in the summer.
  • Many students use their full loan eligibility over the fall and spring semesters, leaving nothing available for summer. If possible, students should reserve some of their annual federal loan eligibility for the summer.
  • Eligible students may receive up to three Pell awards in one academic year.
  • The maximum time-frame that students may receive Federal Pell Grant is the equivalent of twelve full-time semesters (or 600%). One full-time semester of Pell equals 50%.
  • If you enrolled full-time (12+ credits) and received the full-time Pell Grant amount for fall 2018 and spring 2019, you must enroll at least half-time (6+ credits) in summer classes to receive a summer Pell Grant.
  • If you enrolled part-time fall 2018 or spring 2019, there is no minimum credit requirement to receive a summer Pell Grant (unless required by your EFC). You can use the remainder of your annual Pell Grant amount during summer with no minimum credit requirement.

Check your Pell Grant Lifetime Eligibility

You can check for your remaining eligibility level online by logging on to using your FSA ID. View your Lifetime Eligibility Used (LEU) on the Financial Aid Review page. If your LEU equals or exceeds 600%, you may no longer receive Pell Grant funding. Pell Grant funds received during the summer will count towards your lifetime eligibility.

Summer Loan Disbursements

Students who have federal loans during the summer term will have their loans disbursed in two separate disbursements according to their enrollment:

  • The first will disburse at the beginning of the term
  • The second will disburse at the midpoint of the term

Summer 2019 Federal Loan Disbursement Schedule

Summer Enrollment Disbursement 1 Disbursement 2
Full Summer (10 weeks or both Summer 1 and 2) June 03, 2019 July 12, 2019
Summer 1 only (1st 5 weeks) June 03, 2019 June 19, 2019
Summer 2 only (2nd 5 weeks) July 08, 2019 July 24, 2019


Refund inquiries should be directed to Treasury Services.

Federal Direct Subsidized and Unsubsidized Stafford Loans may be available to students who have not already borrowed their annual maximums for the year (see below for annual Stafford loan limits). If a dependent student has met the maximum amount they may borrow for the year, their parents may borrow out of the PLUS Loan program for summer school.

Annual Loan Limits

Dependent Students

Total Subsidized And/Or Unsubsidized Loan Eligibility

Freshmen $5,500
Undergraduates ($3,500 Maximum Subsidized)
(00-29 Credit HRS)

Sophomore $6,500
Undergraduates ($4,500 Maximum Subsidized)
(30-59 Credit HRS)

Junior & Senior $7,500
Undergraduates ($5,500 Maximum Subsidized)
(60+ Credit HRS)

Independent Students and Dependent Students whose parents cannot borrow a PLUS Loan

Total Subsidized And/Or Unsubsidized Loan Eligibility

Freshmen $9,500
Undergraduates ($3,500 Maximum Subsidized)
(00-29 Credit HRS)

Sophomore $10,500
Undergraduates ($4,500 Maximum Subsidized)
(30-59 Credit HRS)

Junior & Senior $12,500
Undergraduates ($5,500 Maximum Subsidized)
(60+ Credit HRS)

Graduate & Doctoral $20,500
(Unsubsidized only)