“So much cash . . . should I spend it all?”

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So much cash . . . should I spend it all? (Hint: No. You should not.) Has this happened to you recently? Did anyone give you money for the holidays? Did your financial aid “refund” check arrive? Did you earn some extra overtime pay? Or are you due to get a tax refund? Woohoo! Time to go out on a spending spree, right? Read more…